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Personal injury protection (PIP) is a type of insurance that is specifically designed to cover medical expenses resulting from car accidents. PIP is mandatory in some states and optional in others. If you live in a state where PIP is required, your policy will automatically provide coverage for things like hospital visits, doctor's appointments, and physical therapy. The specifics of PIP coverage can vary widely, so it's important to review your policy or consult with your insurance provider to understand what is covered and what limitations may apply.

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